Financial Aid

Federal Aid

Below are descriptions of the financial aid programs available at UWest for qualifying undergraduate students. For further information (and even a song if you ask nicely), please contact the Financial Aid Office.

Federal Work-Study Grant (FWS)

The Federal Work-Study program provides jobs for students with financial need, allowing them to earn money to help pay education expenses. The program encourages community service work related to the student’s course of study. Funds under this program are limited and do not have to be repaid.

William D. Ford Federal Direct Loan Program

Under the Federal Direct Loan (FDL) program the University certifies eligibility for each loan, and sends the loan details to the U.S. Department of Education. Loan proceeds are disbursed to the University electronically and then posted to the student’s account. Interest rates and origination fees are set by the U.S. Department of Education. Students repay the loan to the servicer assigned by the U.S. Department of Education after the loan is disbursed.

Federal Unsubsidized Direct Loan

Unsubsidized direct loans are available for students to borrow for education costs. Graduate students can borrow up to $20,500 per academic year. Interest rates are fixed and established annually by the U.S. Department of Education. Current interest rates can be found at https://studentloans.gov. Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Regular payments begin six months after students cease enrollment or fail to carry at least one-half the normal full-time school workload.

Federal Graduate PLUS Loan

Graduate PLUS Loans are loans for eligible graduate or professional students to help pay for the cost of the student’s education. Graduate or professional students should exhaust unsubsidized loans before taking out Graduate PLUS Loans. Students must pass a credit check, or have a credit-worthy endorser. Loan amounts may not exceed Cost of Attendance less other financial aid resources. Interest rates are fixed and established annually by the U.S. Department of Education. Current interest rates can be found at https://studentloans.gov.

With the exception of demonstrating financial need, Unsubsidized Loan borrowers must meet all eligibility criteria of the Federal Subsidized Loan program. Interest payments begin immediately after the loan is fully disbursed or may be added to the principal balance. Regular payments begin six (6) months after students cease enrollment or fail to carry at least one-half the normal full-time school workload. Interest rates are fixed and established annually by the U.S. Department of Education. Current interest rates can be found by clicking here.